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color money black banks racial wealth gap mehr

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The Color of Money: Black Banks and the Racial Wealth Gap - Mehrsa Baradaran 2017 PDF When the Emancipation Proclamation was signed in 1863, the black community owned less than one percent of the United States’ total wealth. More than 150 years later, that number has barely budged. The Color of Money pursues the persistence of this racial wealth gap by focusing on the generators of wealth in the black community: black banks. Studying these institutions over time, Mehrsa Baradaran challenges the myth that black communities could ever accumulate wealth in a segregated economy. Instead, housing segregation, racism, and Jim Crow credit policies created an inescapable, but hard to detect, economic trap for black communities and their banks. The catch-22 of black banking is that the very institutions needed to help… Baradaran challenges the long-standing notion that black banking and community self-help is the solution to the racial wealth gap. These initiatives have functioned as a potent political decoy to avoid more fundamental reforms and racial redress. Examining the fruits of past policies and the operation of banking in a segregated economy, she makes clear that only bolder, more realistic views of banking’s relation to black communities will end the cycle of poverty and promote black wealth. Year: 2017 Language: english Pages: 384 ISBN 10: 0674970950 ISBN 13: 9780674970953 File: PDF, 2.63 MB Adobe Acrobat

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